What These Terms Actually Cover
By opening an account with us, you confirm that you have read and accepted these terms in full. They apply to every session — whether you log in from a browser in Denpasar or switch between mobile and desktop mid-session. The terms cover how your account
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is created and verified, how wallet transactions via DANA, OVO, and GoPay are processed, and how disputes are handled. We may update these terms when required; any material change will be flagged on your account dashboard before it takes effect. Continuing to use your account after
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that date means you accept the updated version. These terms do not override applicable local law — where local law conflicts, local law applies. If any single clause is found unenforceable, the rest of the terms remain in force. Nothing in these terms removes your rights
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under applicable consumer-protection rules in your region. We recommend reviewing this page whenever you notice a dashboard notification about policy changes.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.